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Versara Capital is Arizona’s leading hard money lender. We understand that getting money for your deals can be difficult. At Versara, we make the process simple so you can focus on making and finding deals, not worrying about financing. If you need hard money for your next fix and flip, refi or short term buy and hold property in Phoenix, let us work with you! Call (480) 493-5737 today to get more information or to submit your request for your funding.

What is a hard money loan?

A hard money loan is simply a short-term loan secured by real estate. They are funded by private investors (or a fund of investors) as opposed to conventional lenders such as banks or credit unions. The term are is typically 6 months, but the loan term can be extended to longer terms of 1-2 years. 

Secure Application

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Get Decisions Fast

At Versara Capital LLC, you will receive fast decisions for your financing. You can receive a decision in as little as 24-48 business hours.

Fund your Next Project

Apply now - you could receive a pre qual today! Versara Capital is an easy and effective way to secure financing.

Find the right type of financing



Up to 90% LTV/LTC

It is possible to receive as much as 90% LTV (loan-to-value) or LTC (loan-to-cost). With specific circumstances, 95% may even be possible!


Low credit score? That’s ok! We will also look at your assets, income and LTV ratio.

Our office is in Mesa. So our decisions are based off of actual local, market conditions!


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(480) 493-5737
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